Insurance Experts Solutions (Formerly Collins & Associates) is a full-service Life, Health, Disability, and Long-Term Care insurance brokerage, with more than 50+ years of industry knowledge, experience, and service. Founded by Michael G. Collins CLU ChFC, Insurance Experts Solutions continues to be the utmost authority when it comes to your life and health insurance needs.
Insurance Experts Solutions has continued to make a concerted effort to only align ourselves with the top-rated and most well-respected insurance carriers in the industry. This alliance, along with our industry expertise, ensures that our clients will receive the absolute best policy, at the most affordable price. Call us today for a free competitive quote – (800) 677-8700
Life Insurance
Life Insurance has a multitude of different uses and applications. Insurance Experts Solutions offers various products such as Term Life Insurance, Universal Life Insurance (Guaranteed or Indexed Universal Life), and Whole Life Insurance, in order to fit your specific need(s). Whether obtaining life insurance for personal or business purposes, Insurance Experts Solutions has you covered!
We Specialize In:
- Individual Life Insurance Policies
- Key Person Life Insurance
- Deferred Compensation Plans
- Buy-Sell Agreements
- 401k and Group Plans
Disability Insurance
Just over 1 in 4 of today’s 20-year-olds will become disabled before they retire, and over 37 million of Americans are currently classified as disabled. More than 50% of those disabled Americans are in their working years, from ages 18 to 64. Protect your family’s income by taking out a Disability Insurance (DI) policy, in the event that you become sick or hurt, and are unable to work.
We Specialize In:
- Individual DI Policies
- Business DI Policies
- Business Overhead Expense Policies
Health Insurance
As you may already know, many changes are set to take place with the Health Care Reform Act of March 23, 2013. Starting in 2014, ALL Americans must have a minimum amount of health insurance or be taxed by the government. Let Insurance Experts Solutions be your go-to expert for all of your health insurance questions and needs.
We Specialize In:
- Individual Health Plans
- Small / Medium-Sized Group Plans
- Dental and Vision Plans
Long-Term Care Insurance
According to the U.S. Department of Health & Human Services, 70% of people turning age 65 are expected to need some form of Long-Term Care during their lives. Long-Term Care insurance (LTCi) can help preserve your retirement nest egg, by protecting your assets against a very costly LTCi claim.
We Specialize In:
- Traditional LTCi Policies
- Hybrid Life/LTCi Policies