Insurance Experts Solutions    
Your Experts When it Comes to Life and Health Insurance

Insurance Experts Solutions is a full-service life and health insurance brokerage, with more than 40 years of industry knowledge, experience and service. Founded by Michael G. Collins CLU ChFC, Insurance Experts Solutions continues to be the utmost authority when it comes to your life and health insurance needs. Insurance Experts Solutions has continued to make a concerted effort to only align ourselves with the top-rated and most well-respected insurance carriers in the industry. This alliance, along with our industry expertise, ensures that our clients will receive the absolute best policy, at the most affordable price. Call us today for a free competitive quote - (800)677-8700

Life Insurance

Life Insurance has a multitude of different uses and applications. Insurance Experts Solutions offers various products such as Term Life Insurance, Whole Life, or, Universal Life Insurance, in order to fit your specific need(s). Whether obtaining life insurance for personal or business purposes, Insurance Experts Solutions has you covered!

We Specialize In:

  Individual Life Insurance Policies
  Key Person Life Insurance
  Deferred Compensation Plans
  Buy-Sell Agreements
  401k and Group Plans


Health Insurance

As you may already know, many changes are set to take place with the Health Care Reform Act of March 23, 2013. Starting in 2014, ALL Americans must have a minimum amount of health insurance or be taxed by the government. Let Insurance Experts Solutions be your go-to expert for all of your health insurance questions and needs.

We Specialize In:

Individual Health Plans
Small / Medium Sized Group Plans
Dental and Vision Plans
Disability Insurance



My lender was requiring that I obtain more life insurance coverage as collateral for a new commercial building that I was purchasing. Insurance Experts Solutions helped me through the entire process, in a quick and efficient fashion, ultimately, allowing me to close on the property quicker than expected.

- Clint Rhodes

After looking around at various other insurance companies and products, I finally decided to go with Insurance Experts Solutions. I really find piece-of-mind in knowing that I will be able to convert my policy at a later date, in the event that my health should change. Because of their attention to detail and follow through, they have gained a life-long client!

- Cyndi Hale

When it came time to look for life insurance coverage for my young family, I knew that the process would be complicated. After shopping around to other insurance companies and carriers, I finally settled with Insurance Experts Solutions. With the help of their knowledgeable insurance agents and staff, I was able to secure a 30 year term policy at the lowest possible rate available.

- Blake Severn

El Cajon Insurance Agency, Inc. dba Insurance Experts Solutions | CA License #0614754 |
Insurance Experts Solutions | 353 E Park Ave Ste 201 | El Cajon, CA 92020